Capital Gains

Keep More of What You’ve Earned

Selling an asset at a profit can feel great - until the Capital Gains Tax (CGT) bill lands. Whether you’ve sold a property, shares, a business, or another valuable asset, the way you manage that gain can make a big difference to what you actually keep.

At Collective Concepts Accounting, we help individuals and businesses understand, calculate, and plan for Capital Gains Tax, so you pay what’s due, and not a penny more.


We work with investors, property owners, business sellers and high-net-worth individuals to ensure every gain is properly reported, and every available relief is claimed.


What We Cover:


  • CGT calculations on property, shares, crypto, and business sales
  • Reporting sales via the 60-day property return and annual self-assessment
  • Advice on CGT allowances and timing of disposals
  • Claiming reliefs (Business Asset Disposal Relief, Private Residence Relief, etc.)
  • Support with gifting and inheritance-related disposals
  • Asset restructuring and CGT mitigation planning


Property Sales


Selling a buy-to-let, second home, or inherited property? You may need to file a CGT return within 60 days of the sale. We’ll ensure it’s calculated accurately and submitted on time, avoiding penalties — and making full use of any available reliefs.


We’ll also advise you on:


  • Joint ownership and tax-splitting
  • Sale timing for optimal allowances
  • Differences between UK and overseas properties


Business Disposals


Selling shares in your company or exiting a business? We’ll guide you through CGT implications, including:


  • Business Asset Disposal Relief (formerly Entrepreneurs’ Relief)
  • Share transactions and qualifying criteria
  • Company valuations and documentation
  • Advance planning to reduce CGT exposure


Whether it’s a full sale, a partial exit, or family succession, we’ll help you plan the smartest route.


Investment Gains


From shares and unit trusts to cryptocurrency and collectibles, we support clients with calculating gains across a wide range of assets. We’ll track acquisition costs, improvements, and deductions to give you an accurate picture.


Plus, we’ll factor in:


  • CGT annual exemption limits (this has decreased, so be careful)
  • Spouse or partner planning to share gains
  • Loss relief and offsetting historic disposals


Plan, Don’t Panic

The best time to manage Capital Gains Tax? Before the sale. We work with clients ahead of time to explore disposal strategies, structure assets efficiently, and plan around key thresholds.


We’ll also coordinate with legal and financial advisors where needed - especially for high-value sales, divorce settlements or estate transfers.

How we can help…

Capital gains shouldn’t come with capital pain. With Collective Concepts Accounting, you get clear, expert guidance that protects your profits and keeps you compliant.


You’ve made a good sale. Now let’s make sure you keep more of the reward.