Stamp Duty

Plan Ahead. Pay Fair. Avoid Surprises.

Stamp Duty Land Tax (SDLT) might feel like just another cost when buying property, but it’s one you can often plan for, reduce, or at least prepare for with the right advice. Whether you're buying your first investment flat or a multi-million-pound estate, we’ll help you understand your SDLT obligations and avoid costly mistakes.

At Collective Concepts Accounting, we work with individuals, landlords, companies and property investors to make sure you pay the right amount of stamp duty - not more than you need to, and never more than required.


Who We Help:


  • Residential property buyers (individuals and couples)
  • Buy-to-let investors and portfolio landlords
  • Property developers and company buyers
  • Clients purchasing second homes or mixed-use properties
  • High-net-worth individuals acquiring large estates or land


Whether you're buying personally or via a company, our team will help you plan ahead, structure the purchase correctly, and factor in all relevant reliefs and exemptions.


What We Offer:


  • SDLT calculation and review before purchase
  • Advice on additional property surcharges, reliefs and thresholds
  • Guidance on mixed-use and commercial property rates
  • Support with group/company purchases and reliefs
  • Analysis of trust and inheritance-related property transfers
  • Liaison with your solicitor or conveyancer


Know Before You Buy


SDLT is often overlooked in the excitement of buying property, but it can add tens of thousands to the total cost. We’ll run full calculations in advance, so you know exactly what to budget and whether your property qualifies for any special rates or exemptions.


Second Homes & Investment Properties


Buying an additional property? You may face the SDLT surcharge. We’ll help you assess whether it applies, and if so, how to manage the impact.


We’ll also advise on:


  • Properties purchased for children or family
  • Corporate or LLP ownership

Company Purchases & Restructures

Purchasing or transferring property through a company? We’ll help you navigate the SDLT implications and look at reliefs for group transactions or certain business structures.


This is especially important for property developers and landlords building a limited company portfolio.

Complex Cases Made Simple

Property transactions involving trusts, inheritances, partnerships or mixed-use status can trigger different SDLT rules. We’ll cut through the complexity, check eligibility for multiple dwelling relief, and ensure everything is handled correctly before you commit.

How we can help…

With Collective Concepts Accounting, you get proactive SDLT advice that’s built around your property goals - not last-minute estimates or missed reliefs.


Before you buy, let’s make sure the numbers make sense.